Pricing built for businesses of all sizes.
Two products, two pricing models. Spend Controls is free up to $5K/month. Transaction Pricing is a flat 5% on every payment we settle for you — no setup fees, no monthly fees, no hidden fees.
Transaction Pricing
One flat rate when xpay settles a payment for you — whether it is a publisher charging an AI agent, an MCP server billing per call, a Paywall API, or a Pricing Widget checkout.
Standard
Access the entire xpay platform with simple, pay-as-you-go pricing. No setup fees, monthly fees, or hidden fees.
Publisher monetization
MCP server monetization
Paywall (any API)
API monetization
Pricing Widget checkout
5%
per successful transaction xpay settles for you
Custom
Design a custom package — available for businesses with large transaction volume or unique business models.
Frequently asked questions
Whenever an agent or end-user successfully pays through xpay — Paywall, Pricing Widget, MCP server, publisher monetization or API monetization — we keep 5% of the payment. The rest is settled to you (USDC on-chain or via your card processor). No setup fees. No monthly fees. No hidden fees.
Spend Controls (formerly Smart Proxy) is free for up to $5,000 of combined agent spend per month across all your agents. Once you cross that, you move to the Enterprise plan with unlimited spend, SSO, and a dedicated support contract.
Yes. Spend Controls governs what your agents are allowed to spend on the buy-side. Transaction Pricing applies when you are selling — when xpay handles a payment on your behalf. Most customers eventually use both.
No. Spend Controls is free up to $5K/mo with no card required. Transaction Pricing is purely revenue-share — you only pay when you earn.
Yes. Each settled transaction is split at the facilitator: 95% to you, 5% to xpay. You receive a single net payout with a per-transaction breakdown in the dashboard.
Yes — at meaningful scale we offer custom rates, multi-product bundles, and country-specific pricing. Talk to sales.